Richard Lowther, CA, CPA

Managing Partner

Richard Lowther, CA, CPA, is a Co-Founder and Managing Partner of Integral ILS, and serves as the firm’s COO and CCO

Richard Lowther

Prior to launching Integral in 2020, Richard most recently served as the Managing Principal of Hiscox Insurance Linked Strategies, an ILS fund manager which he helped form in 2014 for global insurance specialist Hiscox (LSE:HSX). In this role Richard led the overall ILS fund management team, implemented strategy, business development, fund structuring, and the build-out of operational and governance processes. 

From 2008 to 2014 Richard was the Chief Operating Officer and a founding member of AlphaCat Managers Ltd, the ILS fund management subsidiary of Validus Reinsurance Ltd. At AlphaCat he was responsible of day-to-day operations and valuation processes. Prior to this role he was a Partner with the Capital Markets Management Division of JLT Insurance Management Ltd in Bermuda from 2000 to 2008.

Richard has been involved in the Bermuda alternative risk transfer market since moving to the island from Canada to work with Marsh Management Services Ltd in 1998. Richard graduated from the University of Victoria, Canada with a BA in Economics in 1991, articled with the Auditor General of British Columbia, and qualified as a Chartered Accountant in 1997.


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